I know a lot of people are waiting for mortgage rates to drop below 6% before they make a move. And I get it — that number sounds like the sweet spot. But here’s the truth: waiting may not save you as much as you think 🕒🏡 Let’s break it down. On a $700,000 loan at 6.25%, dropping the rate to 6% only saves you a little over $100 a month 💵✨ Not nothing — but not a game changer, either. Meanwhile, while everyone else is waiting for that “perfect” rate, buyers who are ready right now get: ✨ Less competition ✨ More homes to choose from ✨ Better negotiating power ✨ A smoother path to winning the home you want And here’s the kicker: home prices in most markets are expected to rise over the next year or two. Even if rates fall a bit, rising prices could completely cancel out those monthly savings 📈🚫 So don’t be afraid of today’s rates. With the right agent (and we know a few 😉), you can analyze the numbers, weigh the pros and cons, and make a smart move — without missing your real opportunity. If the home feels right, and the payment feels right, this might be your moment. We’re here to help you make the best call 🤝📲 #MXAssociates #RealEstateExperts #MortgageRates #HomeBuyingTips #OrangeCountyRealEstate #HousingMarketUpdate #InterestRates #RealEstateAdvice #HomeBuyers #MakeYourMove #OCRealtor #MarketInsights #MortgageUpdate #SmartHomeBuying #YourRealEstateTea