🤔💭 When you start thinking about a down payment, that’s usually when the stress 😣 and doubt 😬 kick in. But here’s the truth: most people think they need way more saved than they actually do 💸 — and that misconception stops a lot of buyers before they even get started. 🏡✨ 📊 When asked how much is typically needed for a down payment, 70% of Americans said at least 10% 💰 (that’s the yellow in the chart 📉). But the reality? Most first-time buyers put down just 6%–9% 🙌 — and many even less! 😲 ✅ With an FHA loan, you might only need 3.5% down 🪙 ✅ With a VA loan, you may not need a down payment at all 💯🇺🇸 So if a big down payment 💵 is what’s holding you back from becoming a homeowner 🏠, let’s chat 💬 — you probably don’t need as much as you think! 🌟📲 #HomeBuyingTips 🏡 #DownPaymentMyths 💡 #RealEstateAdvice 📍 #FirstTimeBuyer 👩‍💻 #FHALoan ✅ #VALoan 🇺🇸 #BuyAHome 🔑 #DreamHomeGoals ✨